Share Savings
| Type | Dividend Rate* |
| Regular Savings | .50% APR* |
|
Rate as of March 31, 2009 |
|
*Dividend Rate - Dividends are declared and paid quarterly by the Board of Directors on the last day of the quarter. The dividends are calculated based upon the average daily share balance method. |
*APR = Annual Percentage Rate |
|
Rates are variable and may change after accounts are opened. |
|
$50.00 Minimum required to earn interest on regular savings. |
Share Certificates
| Duration | Type | Minimum Deposit |
Dividend Rate |
APY* |
| 6 months | Regular | $1000 | 1.25% | 1.26% |
| 12 months | Regular | $1000 | 1.50% | 1.51% |
| 18 months | Regular | $1000 | 1.75% | 1.76% |
|
Rates effective May 11, 2009 - Dividends paid quarterly |
|
*APY = Annual Percentage Yield |
|
Penalty for early withdrawal |
|
Fees may reduce earnings |
Loan Rates
| Description | Approximate Term |
Annual Percentage Rate* |
| New Vehicles | up to 48 Months | 6.99% - 13.49% |
| New Vehicles | 60 Months | 7.25% - 13.75% |
| New Vehicles | 72 Months | 7.25% - 14.00% |
| Used Vehicles | up to 48 Months | 7.25% - 14.00% |
| Used Vehicles | 60 Months | 7.25% - 14.50% |
| Other Secured | up to 48 Months | 7.25% - 15.00% |
| Other Secured | 60 Months | 7.25% - 15.50% |
| Recreation | up to 24 Months | 10.75% - 17.75% |
| Signature | up to 36 Months** | 9.25% - 17.99% |
| Share Secured | up to 72 Months | Share Savings Rate plus 2% |
|
*Rates may vary - rate determined by credit score |
|
**Approximate term may vary depending on amount requested and credit score |
|
Loan rates and terms may very based on credit history and are subject to change. For additional information call the Credit Union at 731-625-2121. |
|
 |
| Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency |